essential tidbits

Choosing term life insurance

April 21, 2009

At first, when I came across the word ‘term life insurance’ I couldn’t distinguish this from the usual ‘life insurance’. Well, that’s how limited my knowledge about insurances has been. But now I know what term life insurance is - a specific kind of insurance for major events in one’s life, such as getting married, buying a car or a house, having a baby, getting a divorce, or even preparing for retirement.

Insurance needs change throughout one’s lifetime, as important events happen to a person. These life milestones, especially for a family, offer uncertainties which need protection for a person’s dear ones. It is best then to reassess if a certain family insurance is still adequate and apt once a major life event happens, and one has to see to it that his loved ones are sufficiently protected.
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Posted by tidbits at 6:31 pm | permalink | Comments Off

Moving to a new place can be so stressful!

Just one month to go before their relocation to Europe and my big sis had been busy with so many activities such as sorting out their stuff for selling, keeping or shipment. After living for many years in Thailand, imagine the many things a family can accumulate, from books to furniture, appliances and clothes. Aside from that, she had to finalize job-related matters before her last day at work. Then there’s the challenge of choosing a flat to move in based only from online photos and recommendations of her hubby’s company.

Anyway, that was then… now, they are very much at home in Europe and the kids are well-adjusted to their new school, life and new friends. Of course, my sis and her hubby enjoy their new home as well.
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Posted by tidbits at 4:12 pm | permalink | Comments Off

Drunk driving defense

Recently at my nephew’s graduation party, we had some guests drinking few beers while having a good time conversing with friends. Some guys had to say no to more drinks though as they still had to drive on their way home. Now that’s being a responsible driver. We don’t want them driving in a zigzag direction, weaving or swerving on their way home, which could possibly end in an accident. These drunk drivers should really be taught a lesson and should be arrested.

In the US, getting arrested by troopers for DUI (driving under the influence of alcohol) offense can be tough. Once the case is lost in court, it’s a big blow not just financially but career-wise, because of license suspension and being given a permanent criminal record. This could also mean losing your job and facing fines or penalties.
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Posted by tidbits at 11:29 am | permalink | Comments Off