essential tidbits

Credit card advice

October 17, 2011

I have credit cards from two banks currently and one of them is due this week. I hate to admit it but I am having difficulty catching up with both. I was not able to use one for the past month and that is a good thing, but then some things came up that needed to be invested in and I used it again for this month. Sigh. Anyway, I resolve to make things better this time and will purchase in cash instead of card.

According to financial experts giving credit card debt advice, the best way to avoid credit card debt is to use your cash instead of taking out your credit card on your next purchase. It may be hard but this is the simplest and easiest way to get out of credit card debt before it piles up. Yes, don’t add more to it by using cash when shopping. Never mind those tempting free meals and reward points for every minimum credit card purchase. Remember, those freebies can’t save you from credit card debt, they’re made to lure shoppers in using their cards instead of paying in cash.

Posted by tidbits at 11:29 am | permalink

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